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3 Garber Hill Road, Blauvelt, NY  10913 --- 845-365-2444

Applied Risk

The Firm

2023 marks our 38th year in business. We would like to take a moment to thank those that have allowed us the opportunity to be of service. We are extremely proud of the long term relationships we have enjoyed with the many individuals and corporations that have been our clients since inception.

We look forward to continuing to work with you and to welcoming new clients to our family.

As an independent, national risk management consulting firm, we will continue to service our clients in an unbiased, professional fashion and appreciate your confidence in our organization.


Harry P. Mirijanian, President

Founder and President, Harry P. Mirijanian has spent more than 48 years of his professional career working in the risk management community. He recognized that many organizations either did not have appropriate in-house risk management programs or failed to receive adequate support services from their insurance providers. In addition, many of those needy organizations spent more time arguing about their claim reserves and losses than on their elimination. So in 1985, Mr. Mirijanian established Applied Risk (The Firm).

His vision was to make available to businesses, brokers and insurance carriers alike, a national network of risk management professionals, with strategically located offices headed by a principal with more than 25 years of risk management experience, so that organizations could cost effectively satisfy their risk management needs. Applied Risk is that independent risk management solution.

Our Mission

To excel at addressing the risk management needs of all clients, regardless of size or sophistication, by providing innovative, practical and cost effective solutions.

Why Applied Risk

  • Independent services for businesses, carriers and brokers

  • Timely delivery of quality work products at reasonable prices

  • TQM/Peer Review on all delivered work products

  • Practical Risk Management solutions for small and middle market businesses

  • Customized Risk Management solutions from inception through implementation

  • National Network of experienced Risk Management professionals

  • Access and availability of a national network of principals, each with more than 25 years experience

  • Experience at assuming the management of existing group programs

  • Proven and measurable return on investment (ROI)

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